Meet your planner
Hi, I’m Alison Chandler Tonks
Founder & CERTIFIED FINANCIAL PLANNER® Professional
As a fee-only fiduciary, I provide personalized financial planning and non-discretionary investment advice based on your goals — with no commissions, no product sales, and no asset-based advisory fees.
Meet your planner
Founder & CERTIFIED FINANCIAL PLANNER® Professional
Financial decisions rarely happen in isolation. That’s why every recommendation considers your broader financial picture—not just one account or one goal.
Why work with me
Good financial planning should help you feel more organized, more confident, and better prepared for the decisions ahead. How well it delivers comes down to how your advisor is built: their training, their incentives, and their independence.
Rigorous education, examination, experience, ethics, and continuing education requirements.
Fees are based on the scope and complexity of your engagement—not the size of your investment accounts.
No corporate parent, no sales quotas, no product commissions.
Retirement, investments, cash flow, taxes, insurance analysis, estate planning considerations, and more—all coordinated in one financial plan.
Why flat fee?
My fees are based on the planning work involved—not a percentage of your investment assets. That makes pricing straightforward, transparent, and easier to understand.
Who I help
No matter where you are in life, financial decisions don’t happen in a vacuum. These are a few of the situations that come up most often:
You want help with budgeting, debt management, and building a strong financial foundation from the start.
Professionals, small-business owners, and families with full plates — when time is short, I help you juggle competing goals and make confident money decisions.
Pre-retirees with questions about retirement timing, Social Security, healthcare costs, and making informed decisions about their investments.
You already have a plan or portfolio — built on your own or with another advisor — and want an independent review of whether your investments, planning strategy, and fees still align with your goals.
How it works
A relaxed, no-pressure conversation to understand your goals and see if we’re a good fit. No obligation.
We’ll develop a personalized financial plan and review it together in plain language—with practical recommendations and clear next steps.
Choose ongoing guidance through a simple subscription, or periodic check-ins — whatever fits your life and budget.