Legal
Effective Date: June 22, 2026
These Terms of Use (“Terms”) govern your access to and use of the website at actionfinancialplanning.com and any related pages, tools, or content (the “Site”), operated by Action Financial Planning, LLC (“AFP,” “we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
The Site and its content are provided for general informational and educational purposes only. Nothing on the Site constitutes investment, legal, tax, accounting, or other professional advice, nor a recommendation or solicitation to buy, hold, or sell any security or to pursue any investment strategy. The Site is not an offer to provide advisory services in any jurisdiction where AFP is not registered or exempt from registration. You should not act on any information on the Site without seeking individualized advice from a qualified professional who has reviewed your specific situation.
Your use of the Site does not create an investment advisory, fiduciary, or other professional relationship between you and AFP. An advisory relationship is formed only when you and AFP enter into a written agreement and AFP is registered or exempt from registration in your state of residence.
Any calculators, illustrations, or projections on the Site (including the fee comparison calculator) are hypothetical and for educational purposes only. They rely on assumptions that you select or that we provide, do not reflect actual investment results, and are not a guarantee or prediction of future performance. All investing involves risk, including the possible loss of principal. Past performance is not indicative of future results.
We strive to keep the Site accurate and current but make no representation that it is complete, error-free, or up to date. Content may change without notice, and we may modify, suspend, or discontinue the Site or any feature at any time.
The Site may contain links to third-party websites or reference third-party services. We provide these for convenience only and do not endorse, control, or assume responsibility for the content, products, services, privacy practices, or accuracy of any third-party site. Accessing third-party sites is at your own risk and subject to their terms.
Unless otherwise noted, the content on the Site — including text, graphics, logos, and design — is owned by or licensed to AFP and is protected by applicable intellectual-property laws. You may view and print Site content for your personal, non-commercial use only; any other use, reproduction, or distribution requires our prior written permission. The CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) certification marks are owned by Certified Financial Planner Board of Standards, Inc.
The Site and all content are provided “as is” and “as available” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or free of errors or harmful components.
To the fullest extent permitted by law, AFP and its owner, personnel, and agents will not be liable for any direct, indirect, incidental, consequential, or other damages arising out of or related to your access to or use of (or inability to use) the Site or its content. Nothing in these Terms is intended to constitute a waiver of, or to limit, any rights you may have under applicable federal or state securities laws, which may not be waivable.
You agree to use the Site only for lawful purposes and not to misuse it, attempt to gain unauthorized access, or interfere with its operation or security.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
These Terms are governed by the laws of the State of Idaho, without regard to its conflict-of-laws principles. This provision does not limit any rights you may have under applicable federal or state securities laws.
We may update these Terms from time to time. Changes are effective when posted, and the “Effective Date” above reflects the most recent update. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
Questions about these Terms? Contact us at:
Action Financial Planning, LLC
PO Box 5404, Twin Falls, ID 83303
Phone: (208) 358‑9803
Email: [email protected]
See also our Disclosures and Privacy Policy.